It is easy. There are 2 options available as GOLD or BONUS Flexi Scheme,You may choose any one of the PLANS on the first day of the Subscription itself.
Once the 1st instalment is paid, you cannot change the Flexi Scheme PLANS at any part of time
For the BONUS Flexi Scheme you are entitled for additional 1 MONTH’S INSTALMENT amount (whatever the amount you pay every month) . It is more suitable for who want to purchase Diamond / Precious stone Jewelleries.
You can only REDEEM the Flexi Scheme after the completion of the TENURE provided you have paid your monthly instalments on or before the due date every month. (NOTE: After 30days from the date of the last Instalment)
The Flexi Scheme is an ANNUAL PLAN and you have to pay 12 instalmentswithout any delay payments to qualify for the BONUS instalment amount.